:root{
  --navy:#0f2a4a;
  --navy-dark:#0a1d33;
  --blue:#1a56b0;
  --red:#c0392b;
  --gold:#d4a437;
  --bg-light:#f6f8fb;
  --text:#28313f;
  --muted:#5c6b7a;
  --white:#ffffff;
  --radius:12px;
}
*{margin:0;padding:0;box-sizing:border-box;}
body{font-family:'Inter',sans-serif;color:var(--text);line-height:1.6;background:var(--white);}
h1,h2,h3,h4{font-family:'Poppins',sans-serif;color:var(--navy);}
a{text-decoration:none;color:inherit;}
img{max-width:100%;display:block;}
.container{max-width:1180px;margin:0 auto;padding:0 24px;}
.btn{display:inline-flex;align-items:center;gap:8px;padding:14px 30px;border-radius:50px;font-weight:600;font-size:15px;letter-spacing:.3px;cursor:pointer;border:none;transition:.2s;}
.btn-primary{background:var(--red);color:#fff;box-shadow:0 6px 18px rgba(192,57,43,.35);}
.btn-primary:hover{background:#a8321f;transform:translateY(-2px);}
.btn-outline{background:transparent;border:2px solid var(--navy);color:var(--navy);}
.btn-outline:hover{background:var(--navy);color:#fff;}
.eyebrow{color:var(--red);font-weight:700;font-size:13px;letter-spacing:2px;text-transform:uppercase;}
section{padding:80px 0;}
.section-head{max-width:640px;margin:0 auto 48px;text-align:center;}
.section-head h2{font-size:34px;margin:10px 0 14px;}
.section-head p{color:var(--muted);font-size:16px;}

/* Top strip */
.top-strip{background:var(--navy-dark);color:#cfe0f5;font-size:13px;padding:8px 0;}
.top-strip .container{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:6px;}
.top-strip span{display:flex;align-items:center;gap:6px;}

/* Header */
header{background:#fff;box-shadow:0 2px 10px rgba(15,42,74,.06);position:sticky;top:0;z-index:100;}
.nav-wrap{display:flex;align-items:center;justify-content:space-between;padding:16px 0;}
.logo{display:flex;align-items:center;gap:10px;font-family:'Poppins',sans-serif;font-weight:800;font-size:20px;color:var(--navy);}
.logo-badge{width:42px;height:42px;border-radius:10px;background:linear-gradient(135deg,var(--blue),var(--navy));display:flex;align-items:center;justify-content:center;color:#fff;font-size:18px;font-weight:800;}
.logo small{display:block;font-family:'Inter',sans-serif;font-weight:500;font-size:11px;color:var(--muted);letter-spacing:1px;}
nav ul{display:flex;gap:34px;list-style:none;}
nav a{font-weight:500;font-size:15px;color:var(--text);}
nav a:hover{color:var(--red);}
.header-cta{display:flex;align-items:center;gap:20px;}

/* Breadcrumb (interior pages) */
.breadcrumb{background:var(--bg-light);padding:14px 0;font-size:13px;color:var(--muted);}
.breadcrumb a{color:var(--blue);}
.breadcrumb a:hover{text-decoration:underline;}

/* Hero */
.hero{background:radial-gradient(1200px 600px at 80% -10%,#eaf1fb 0%,var(--bg-light) 55%,#fff 100%);padding:70px 0 0;overflow:hidden;}
.hero-grid{display:grid;grid-template-columns:1.05fr 1fr;gap:50px;align-items:center;}
.hero-badge{display:inline-flex;align-items:center;gap:8px;background:#eaf1fb;color:var(--blue);font-weight:600;font-size:13px;padding:7px 16px;border-radius:50px;margin-bottom:20px;}
.hero h1{font-size:46px;line-height:1.15;margin-bottom:18px;}
.hero h1 span{color:var(--red);}
.hero p{color:var(--muted);font-size:17px;margin-bottom:30px;max-width:520px;}
.hero-actions{display:flex;gap:16px;align-items:center;flex-wrap:wrap;margin-bottom:30px;}
.hero-stats{display:flex;gap:34px;margin-top:36px;}
.hero-stats div strong{display:block;font-family:'Poppins',sans-serif;font-size:24px;color:var(--navy);}
.hero-stats div span{font-size:13px;color:var(--muted);}
.hero-media{position:relative;}
.hero-media img{border-radius:20px;box-shadow:0 30px 60px rgba(15,42,74,.25);width:100%;height:460px;object-fit:cover;}
.hero-card{position:absolute;bottom:-24px;left:-24px;background:#fff;padding:16px 20px;border-radius:14px;box-shadow:0 16px 40px rgba(15,42,74,.18);display:flex;align-items:center;gap:12px;}
.hero-card .icon{width:44px;height:44px;border-radius:10px;background:#e8f6ee;color:#1e8a4c;display:flex;align-items:center;justify-content:center;}
.hero-card strong{display:block;font-size:14px;color:var(--navy);}
.hero-card span{font-size:12px;color:var(--muted);}

/* Smaller interior-page hero */
.page-hero{background:radial-gradient(1200px 600px at 80% -10%,#eaf1fb 0%,var(--bg-light) 55%,#fff 100%);padding:56px 0;}
.page-hero-grid{display:grid;grid-template-columns:1.1fr 1fr;gap:44px;align-items:center;}
.page-hero h1{font-size:38px;line-height:1.2;margin-bottom:14px;}
.page-hero p{color:var(--muted);font-size:16px;max-width:520px;margin-bottom:22px;}
.page-hero img{border-radius:18px;box-shadow:0 24px 50px rgba(15,42,74,.2);width:100%;height:320px;object-fit:cover;}

/* Trust bar */
.trust-bar{background:var(--navy);padding:26px 0;}
.trust-bar .container{display:flex;justify-content:space-between;flex-wrap:wrap;gap:20px;}
.trust-item{display:flex;align-items:center;gap:12px;color:#fff;flex:1;min-width:220px;}
.trust-item .icon{width:40px;height:40px;flex-shrink:0;border-radius:50%;background:rgba(255,255,255,.12);display:flex;align-items:center;justify-content:center;}
.trust-item strong{display:block;font-size:14px;}
.trust-item span{font-size:12px;color:#b9cbe3;}

/* About split */
.about{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center;}
.about img{border-radius:16px;box-shadow:0 20px 50px rgba(15,42,74,.15);height:420px;object-fit:cover;width:100%;}
.about-text h2{font-size:32px;margin:10px 0 18px;}
.about-text p{color:var(--muted);margin-bottom:16px;}
.check-list{list-style:none;margin-top:20px;}
.check-list li{display:flex;gap:12px;align-items:flex-start;margin-bottom:12px;font-size:15px;color:var(--text);}
.check-list li .tick{width:22px;height:22px;border-radius:50%;background:#e8f6ee;color:#1e8a4c;display:flex;align-items:center;justify-content:center;flex-shrink:0;font-size:13px;font-weight:700;}

/* Benefits grid */
.benefits{background:var(--bg-light);}
.benefit-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;}
.benefit-card{background:#fff;padding:32px 26px;border-radius:16px;box-shadow:0 8px 24px rgba(15,42,74,.06);transition:.2s;}
.benefit-card:hover{transform:translateY(-6px);box-shadow:0 16px 36px rgba(15,42,74,.12);}
.benefit-card .icon{width:52px;height:52px;border-radius:12px;background:linear-gradient(135deg,var(--blue),var(--navy));color:#fff;display:flex;align-items:center;justify-content:center;margin-bottom:18px;}
.benefit-card h3{font-size:18px;margin-bottom:10px;}
.benefit-card p{color:var(--muted);font-size:14px;}

/* Quick facts card (state/country pages) */
.facts-card{background:var(--bg-light);border-radius:16px;padding:28px;display:grid;grid-template-columns:repeat(2,1fr);gap:18px;}
.facts-card .fact strong{display:block;font-size:13px;color:var(--muted);text-transform:uppercase;letter-spacing:.5px;margin-bottom:4px;}
.facts-card .fact span{font-size:15px;color:var(--navy);font-weight:600;}

/* Steps */
.steps-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;counter-reset:step;}
.step-card{position:relative;padding:34px 22px;border-radius:16px;border:1px solid #e6ecf4;text-align:center;}
.step-num{width:44px;height:44px;border-radius:50%;background:var(--navy);color:#fff;font-family:'Poppins',sans-serif;font-weight:700;display:flex;align-items:center;justify-content:center;margin:0 auto 16px;}
.step-card h3{font-size:16px;margin-bottom:8px;}
.step-card p{font-size:13px;color:var(--muted);}

/* Testimonial */
.testimonial-wrap{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-dark) 100%);color:#fff;border-radius:24px;padding:60px;display:grid;grid-template-columns:auto 1fr;gap:40px;align-items:center;}
.testimonial-wrap img{width:110px;height:110px;border-radius:50%;object-fit:cover;border:4px solid rgba(255,255,255,.25);}
.stars{color:var(--gold);font-size:18px;letter-spacing:3px;margin-bottom:14px;}
.testimonial-wrap blockquote{font-size:20px;font-family:'Poppins',sans-serif;font-weight:500;line-height:1.5;margin-bottom:16px;}
.testimonial-wrap cite{font-style:normal;color:#b9cbe3;font-size:14px;}

/* Countries */
.country-chip-wrap{display:flex;flex-wrap:wrap;gap:10px;justify-content:center;max-width:900px;margin:0 auto 34px;}
.country-chip{background:#fff;border:1px solid #e0e7f0;padding:9px 18px;border-radius:50px;font-size:13.5px;color:var(--text);font-weight:500;}
.countries{text-align:center;}

/* Related / hub link grid */
.link-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;}
.link-grid a{background:#fff;border:1px solid #e6ecf4;border-radius:12px;padding:14px 16px;font-size:14px;font-weight:500;color:var(--text);}
.link-grid a:hover{border-color:var(--blue);color:var(--blue);}
.hub-group h3{font-size:20px;margin:36px 0 16px;}
.hub-group:first-child h3{margin-top:0;}

/* FAQ */
.faq-item{border-bottom:1px solid #e6ecf4;padding:20px 0;}
.faq-item h3{font-size:16px;margin-bottom:8px;}
.faq-item p{color:var(--muted);font-size:14px;}

/* CTA banner */
.cta-banner{background:var(--red);border-radius:24px;padding:60px;display:flex;align-items:center;justify-content:space-between;gap:30px;flex-wrap:wrap;color:#fff;}
.cta-banner h2{color:#fff;font-size:30px;margin-bottom:8px;}
.cta-banner p{color:#ffe1dc;}
.cta-banner .btn-primary{background:#fff;color:var(--red);}
.cta-banner .btn-primary:hover{background:#ffe1dc;}

/* Footer */
footer{background:var(--navy-dark);color:#b9cbe3;padding-top:70px;}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:40px;padding-bottom:50px;border-bottom:1px solid rgba(255,255,255,.08);}
.footer-grid h4{color:#fff;font-size:15px;margin-bottom:18px;}
.footer-grid ul{list-style:none;}
.footer-grid li{margin-bottom:10px;font-size:14px;}
.footer-grid a:hover{color:#fff;}
.footer-about p{font-size:14px;margin:16px 0;max-width:280px;}
.footer-bottom{display:flex;justify-content:space-between;align-items:center;padding:24px 0;font-size:13px;flex-wrap:wrap;gap:10px;}
.payment-icons{display:flex;gap:10px;}
.payment-icons span{background:rgba(255,255,255,.08);padding:6px 12px;border-radius:6px;font-size:12px;}

@media (max-width:900px){
  nav{display:none;}
  .hero-grid, .about, .page-hero-grid{grid-template-columns:1fr;}
  .hero h1{font-size:34px;}
  .benefit-grid{grid-template-columns:1fr 1fr;}
  .steps-grid{grid-template-columns:1fr 1fr;}
  .testimonial-wrap{grid-template-columns:1fr;text-align:center;padding:40px 24px;}
  .testimonial-wrap img{margin:0 auto;}
  .footer-grid{grid-template-columns:1fr;}
  .cta-banner{padding:40px 24px;text-align:center;justify-content:center;}
  .facts-card{grid-template-columns:1fr;}
  .link-grid{grid-template-columns:1fr 1fr;}
}